Third-Party Plus

Third-Party Plus Cover:

The Third Party Plus policy from Linkage Assurance PLC offers limited Own Damage Protection in addition to the conventional Third-Party Protection, making it an essential product for anyone looking to secure their vehicle while balancing affordability. In today’s economic climate, securing the right motor insurance is more important than ever. Third Party Plus addresses both individual and corporate needs by offering a flexible and budget-conscious insurance solution that ensures you are covered without compromising your financial stability.

Budget-Friendly Premiums
Drive with confidence knowing that you’re backed by a policy offering essential coverage at an affordable price. Third Party Plus combines  third-party protection with limited own damage coverage, all within a competitive pricing structure. You can enjoy the peace of mind that comes with knowing your vehicle is protected without breaking the bank.

Tailored to Your Needs
Recognizing that every driver’s needs and financial circumstances differ, Third Party Plus offers four distinct variants to suit a wide range of preferences:

Third Party Plus (On-the-Go): Designed for vehicles valued at least ₦2,000,000, this plan provides essential third-party protection along with ₦500,000 coverage for own damage.
Third Party Plus (Star): For vehicles valued at least ₦3,000,000, this variant offers enhanced own damage coverage of ₦750,000 in addition to the comprehensive third-party protection
Third Party Plus (Diamond): This option, for vehicles valued at least ₦3,500,000, increases own damage coverage to ₦850,000 while still providing the same thorough third-party protection.
Third Party Plus (Platinum): Exclusively for corporate clients, this variant offers robust coverage with ₦1,000,000 for own damage protection, ensuring that fleets and corporate vehicles are well taken care of.
S/N Item Product Variants
Third Party Plus (On-the-Go)
Individual Clients
(For vehicles valued not less than N2,000,000)
Third Party Plus (Star)
Individual Clients
(For vehicles valued not less than N3,000,000)
Third Party Plus (Diamond)
Individual Clients
(For vehicles valued not less than N3,500,000)
Third Party Plus (Platinum)
(For Corporate Clients Only)
1 Third Party Property Damage N3,000,000.00 N3,000,000.00 N3,000,000.00 N3,000,000.00
2 Third Party Injury/Death Unlimited Unlimited Unlimited Unlimited
3 Own Damage Limit N500,000.00 N750,000.00 N850,000.00 N1,000,000.00
4 Premium Amount N30,000.00 N50,000.00 N60,000.00 N70,000.00
5 Authorised Repair Limit Covered Covered Covered Covered
6 Towing Disabled Vehicle Covered Covered Covered Covered

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