SME Comprehensive Plan

The Linkage SME Comprehensive Plan is designed to provide financial protection to Small and Medium-sized Enterprises and Start-Ups against common business risks to ensure their business continuity. The Plan comes with two main covers (Material Damage and Burglary/Housebreaking) and four optional covers (Public Liability, Product Liability, Employer’s Liability, and Group Personal Accident) flexible enough to cater to the insurance needs of SMEs across diverse sectors of the economy.

1. FIRE & BURGLARY

a) Building/Shop/Office Premises

b) Contents/Stock-in-Trade

2. PUBLIC/PRODUCT LIABILITY:

a) N500,000 per occurrence

b) N5,000,000.00 Aggregate Limit in any one period of insurance

3. EMPLOYER’S LIABILITY/GROUP PERSONAL ACCIDENT:

(a) Benefits Payable Under EL:

• N100,000.00 Limit Per Occurrence
• N5,000,000.00 Aggregate Limit 

(b) Benefits Payable Under GPA: