General Accident

General Accident Cover:

Comprehensive Protection Against Life’s Uncertainties!

Life is unpredictable, and accidents can lead to significant financial and personal losses. At Linkage Assurance PLC, we offer General Accident Insurance to provide financial security in the event of accidental injuries, loss of life, or other unforeseen incidents affecting individuals and businesses.

Our policies cover a wide range of accidental losses, ensuring peace of mind for employees, organizations, and business owners. Safeguard your business and financial security with our General Accident Insurance solutions:

Group Personal Accident – 24/7 worldwide coverage for accidental injuries or death.
Fidelity Guarantee – Protection against financial losses from employee fraud or dishonesty.
Money Insurance – Covers cash, cheques, and valuables against theft, robbery, or loss.
Goods in Transit – Compensation for loss, theft, or damage of goods while in transit by road, rail, air, or sea.

Ensure peace of mind with reliable coverage tailored to your needs!

Our General Accident Insurance Policies

Group Personal Accident Insurance

Fidelity Guarantee Insurance

Money Insurance Policy

Goods in Transit Insurance

– Provides compensation for accidental injuries, permanent disability, or loss of life for employees, club members, school groups, associations, and affinity groups—covering them 24/7, anywhere in the world.

Policy Benefits

✅ Death Benefits – 100% of the selected benefit paid if an accident results in loss of life within 12 months.
✅ Permanent Total Disability (PTD) – 100% of the selected benefit paid for permanent loss of limbs, sight, or any other condition leading to total disability within 12 months of the accident.
✅ Temporary Total Disability (TTD) – Weekly salary compensation for affected employees unable to work due to accidental injuries.
✅ Medical Expenses – Coverage for treatment costs, subject to mutual agreement

-Protects businesses against financial losses caused by fraudulent acts or dishonesty of employees.
Individual sum insured usually depends on the level of cash and/or stock handled by each employee.

– Covers loss of money in transit, on-premises, or while in the custody of authorized employees.
Essentially, the cover is provided under the following sub-items:

· cash in transit

· cash in /out of safe

· cash on-premises

· cash in personal custody

· cash in an Automated Teller Machine (ATM)

· damage to a safe

This Policy can be extended to protect against riot, strike, civil commotion and robbery hijack.

– Safeguards businesses against financial loss due to damage, theft, or loss of goods while being transported.

Why Choose Linkage Assurance PLC?

✔ 24/7 Global Coverage – Protection anywhere, anytime.
✔ Comprehensive Financial Security – Coverage for employees, businesses, and groups.
✔ Flexible Policy Options – Tailored to meet unique needs.
✔ Quick & Reliable Claims Processing – Hassle-free compensation.

Protect your employees, finances, and business from unexpected risks today!

Purchase Policy

Click here for enquiries