Linkage Estate Insurance Plan

The Linkage Estate Insurance Plan provides cover on Fire and burglary for estate residents . The Plan covers building and contents only with Public Liability as optional .
*Estate here must be consists of ten (10) or more buildings within the named estate.
Depending on your coverage, your home and detached structures—storage shed or fence, for example—will be protected against All Perils or Specified Perils.

All Perils protects your home and detached structures against the widest range of risks and only excludes the perils specifically listed in your policy.

Liability protection (Optional)
We provide cover for your liability to members of the public including as owner of the property insured and the employment of domestic staff including home-helps, child-minders and carers.
Where your home is owner occupied we also provide personal liability protection under the policy for you and for members of your family residing in the insured home with you.
LINKAGE ESTATE HOME INSURANCE PLAN GIVES YOU:
  • 10 % off your content premium if you have approved burglar alarms, locks and bolts fitted
  • Accidental damage cover for DVD/Blu ray players , TVs , Hi –Fi equipment and personal computers
  • Insure your home with us and you receive a 10% discount on our Comprehensive Motor  insurance
PERILS COVERED BY THE LINKAGE ESTATE HOME INSURANCE PLAN

Fire

  • Fire & Lightning 
  • Impact from vehicles to fence 
  • Smoke damage as a result of fire 
  • Vandalism & Malicious mischief
  • Windstorm & Hail

Water damage usually includes damage arising from sudden & accidental escape of water from an Indoor plumbing heating, sprinklers or air conditioning system or from an indoor or outdoor domestic appliance on your premises; or from a water main.

Theft 

  • Theft  
  • Burglary   

Extent of cover

  • Dwelling -   protects the structure of the home (roof, walls etc.)
  • Other Structures - Coverage for shades, detached garages & other structures connected to the main building.
  • Personal Property - Coverage for personal items (clothing, furniture, appliances, computers etc.) 
  • Loss of Use - Coverage for when an insured has to move out of the home while repairs are made as a result of damage caused by a covered loss.
  • Liability Insurance - Pays for damages the insured is legally obligated to pay due to bodily injury or property damage.

Our Value Propositions

  • Prompt claim settlement
  • Free Risk Management Advisory Service
  • Flexible Premium Payment Plan